No credit checks take place when you apply for the account.
The account is suitable for undischarged bankrupts, people in debt management plans, IVAs and DROs, as well as people who have bad credit ratings or have been able to get a standard bank account/current account.
The account comes with a Visa card.
There is an eccount money mobile banking app available for iOS and Android devices. The app allows you check you balance, check your statements, pay bills, move money from your account to your card, contact eccount money, and report lost or stolen cards.
Make use of the eccount money budgeting tool to manage your money, and with the account you can never go into your overdraft – so there are no overdraft charges.